Our response to limit the spread of COVID-19 | Read here

6 ways to make money fast

A big bill has suddenly landed on you but your budget is maxxed, so paying it on time is out of the question. Right? Not necessarily.  Thanks to the gig economy and sites like Gumtree and Airbnb, coming up with cash quickly isn’t as hard as you may think.

1. Cash in your skills

From writers to graphic designers, cleaners and taxi drivers, there’s a way for you to sell your skills for extra cash.  Websites like Uber, Freelancer and Airtasker have created an entire new economy based around selling your time and skills on a casual basis.  This is a great option to make quick cash as there’s no initial investment or capital outlay.  Just sign up and start working!

2. Sell your stuff

Thanks to Marie Kondo’s best-selling book The Life-Changing Magic of Tidying Up decluttering has become a movement of its own.  The best part? Not only does your space look neat and tidy all the time, but you can actually make money off your unwanted clutter.  Gumtree or eBay are the online options, or if you want to go old-school, book a store at your local market instead.

3. Rent your assets

Have a spare room?  You could always rent it out.  Airbnb is super easy to sign up to and requests come in quite quickly if your space is nice and in a desirable area.  Alternatively, sites like Car Next Door or Drive My Car allow you to rent out your vehicle, while Park Hound and Open Shed make renting parking spots and tools respectively an option too.

4. Rejig your budget

If technology isn’t your thing you could always go back to basic budgeting. Start by looking at your current budget and break every expense into sub-categories so you can really drill down into what’s essential and what can be trimmed or cut entirely. If you’re new to budgeting, it’s time to start one. Check out Financial Spectrum’s free budget calculator. Once you see where you’re at, use the techniques above to trim some expenses to keep you in the red.

5. Control your debt

The problem with debt is that the more you have, the more it costs you. Fees, interest rates, hidden charges… these things quickly add up. If you’re feeling overwhelmed by your debt, it might be time to look into solutions like debt consolidation loans or balance transfer credit cards to name just a few.  The key is adopting a holistic financial plan, setting goals and taking action immediately so you don’t fall too far behind or let stress get the better of you. Seeking professional help through a financial planner is always advised, so don’t be afraid to reach out if you need it.

6. Start a side hustle

That secret passion you have burning inside you is ready to be shared with the world, especially now you need some money. If you love dogs, knock on a few doors and start a dog walking business; if painting is your thing, start some social media accounts and push your work out there.  Whatever it is that you’re passionate about, do it! (and then sell it like your life depends on it).

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Our response to limit the spread of COVID-19

  • As COVID-19 continues to spread, we would like to take a moment to let you know what Financial Spectrum is doing to respond.

    While we haven’t been directly affected with any confirmed cases, we are taking all reasonable precautions to remain safe.Our priorities are:

    1. Keep our staff and clients safe
    2. Stay fully operational in our service delivery and continuing to manage your financial affairs
    3. Play our part in minimising the impact on our community against the spread of COVID-19

    Financial Spectrum has the technology, infrastructure and systems to continue business as usual remotely and our staff will now be working from home.

  • You should notice no change to our service, with the exception that we are encouraging our clients to meet via video call, rather than face to face, unless requested. We will be contacting all clients with meetings booked over the next two weeks with instructions for a video call.This is an evolving situation and we will continue to monitor developments. We will keep you informed of any material changes to our approach.

    These are unprecedented times and we understand that many of you will be feeling unsettled about your finances. We would like to assure you that we are open for business and are here to help you. If you don’t have a meeting booked but would like one, or if you have questions, please contact us at info@financialspectrum.com.au or on
    02 8238 0888

Brenton Tong

Managing Director

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