Our response to limit the spread of COVID-19 | Read here

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Business

5 ways to recession-proof your small business

While this recession will be challenging for small businesses across Australia, it doesn’t mean there aren’t opportunities to strengthen your business and come out more profitable. Here we share five ways to recession proof your business.

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How to live off a single income

Whether you’re going on maternity leave, looking after elderly parents or pursuing your own business, a little bit of planning before dropping to a single income will go a long way. Here are some ideas to help make the transition smoother.

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What to do if you’ve been made redundant

Redundancy can be stressful, especially with the contracted job market and uncertainty from COVID-19. While you may be feeling quite powerless, there are things you can do to feel more in control of your situation. 

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The 3 main reasons you might be selected for an ATO audit

The last thing anyone wants is to be audited by the ATO when submitting their tax return. Find out how to reduce the likelihood of it happening to you.

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COVID-19: 7 steps for dealing with financial crisis

If COVID-19 has put your financial situation in crisis, we have a step by step plan to get you through this challenging period.

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COVID-19: Government support for businesses

Here we have summarised the COVID-19 government measures to support businesses in clear, simple language.

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Everything you need to know about Single Touch Payroll

From 1 July 2019, Single Touch Payroll (STP) is coming into effect. Here is your guide to getting prepared.

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Budget 2019-20: Quick guide to how it affects you

Middle-income earners and small businesses are some of the winners of tonight’s Budget. Our annual review of the Federal Budget 2019-20 allows you to quickly grasp the important changes coming through and how they may affect you.

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Your guide to franking credits and the changes proposed

They’ve been making headlines over the past few weeks, but the vast majority of Australians don’t actually know what franking credits are. Here, we break it down for you.

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How to know if your super fund is a rip off

Superannuation can be a minefield of complicated fees and charges, so knowing exactly what you’re signing up for is essential. Here are some basic tips to getting the best deal.

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Our response to limit the spread of COVID-19

  • As COVID-19 continues to spread, we would like to take a moment to let you know what Financial Spectrum is doing to respond.

    While we haven’t been directly affected with any confirmed cases, we are taking all reasonable precautions to remain safe.Our priorities are:

    1. Keep our staff and clients safe
    2. Stay fully operational in our service delivery and continuing to manage your financial affairs
    3. Play our part in minimising the impact on our community against the spread of COVID-19

    Financial Spectrum has the technology, infrastructure and systems to continue business as usual remotely and our staff will now be working from home.

  • You should notice no change to our service, with the exception that we are encouraging our clients to meet via video call, rather than face to face, unless requested. We will be contacting all clients with meetings booked over the next two weeks with instructions for a video call.This is an evolving situation and we will continue to monitor developments. We will keep you informed of any material changes to our approach.

    These are unprecedented times and we understand that many of you will be feeling unsettled about your finances. We would like to assure you that we are open for business and are here to help you. If you don’t have a meeting booked but would like one, or if you have questions, please contact us at info@financialspectrum.com.au or on
    02 8238 0888

Brenton Tong

Managing Director

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