Debt Archives - Financial Spectrum

Debt

What to do if you’ve been made redundant

Redundancy can be stressful, especially with the contracted job market and uncertainty from COVID-19. While you may be feeling quite powerless, there are things you can do to feel more in control of your situation.

6 ways to make money fast

Living pay to pay, drowning in debt or landed with a massive bill you cannot pay? Here are some ideas to help you make money fast.

6 essential steps to protect your finances after separation

If you are facing the trauma of separation, it’s likely you’ll be overwhelmed and uncertain about the future. These steps will help you feel more in control, move forward faster and mitigate complications down the track.

COVID-19: 7 steps for dealing with financial crisis

If COVID-19 has put your financial situation in crisis, we have a step by step plan to get you through this challenging period.

COVID-19: 8 money tips to help you survive financially

Here we share our top advice to help you weather the financial impacts of COVID-19 and come out the other side.

How to stop living paycheck to paycheck

Living from pay to pay without setting money aside can be stressful and will culminate in retirement on the pension. Learn some simple strategies to turn your financial position around and start building wealth for a better future.

10 small changes that can bring big rewards in 2020

Discover the small things that you can do today that might make the difference between just getting by and steaming forward financially.

7 steps to take control of your money in 2020

The new year is an ideal time for positive change. Here are 7 simple steps to get better control of your money and achieve your financial goals in 2020.

5 hidden financial mistakes you may be making

They’re the hidden financial blunders that lurk beneath your money matters. Do you know them?

How to repair a bad credit rating

A bad credit rating is a problem many Australians face, but repairing the damage is key for future loan success. Here’s how to fix it.

Guaranteed
value

We’re so confident about creating value for you quickly, that we guarantee it with a 100% money-back guarantee.

Call us for a free strategy session

02 8238 0888

Arrange a call back

Name*
First Last
Email*
Phone*
Message*
How did you find out about us?*
How would you like to be contacted?
Name
This field is for validation purposes and should be left unchanged.

Join our newsletter for free resources and insights

Arrange a call back

Name*
First Last
Email*
Phone*
Message*
How did you find out about us?*
How would you like to be contacted?
Comments
This field is for validation purposes and should be left unchanged.

Our response to limit the spread of COVID-19

As COVID-19 continues to spread, we would like to take a moment to let you know what Financial Spectrum is doing to respond.

While we haven’t been directly affected with any confirmed cases, we are taking all reasonable precautions to remain safe.Our priorities are:

Keep our staff and clients safe
Stay fully operational in our service delivery and continuing to manage your financial affairs
Play our part in minimising the impact on our community against the spread of COVID-19

Financial Spectrum has the technology, infrastructure and systems to continue business as usual remotely and our staff will now be working from home.

You should notice no change to our service, with the exception that we are encouraging our clients to meet via video call, rather than face to face, unless requested. We will be contacting all clients with meetings booked over the next two weeks with instructions for a video call.This is an evolving situation and we will continue to monitor developments. We will keep you informed of any material changes to our approach.

These are unprecedented times and we understand that many of you will be feeling unsettled about your finances. We would like to assure you that we are open for business and are here to help you. If you don’t have a meeting booked but would like one, or if you have questions, please contact us at info@financialspectrum.com.au or on
02 8238 0888

Google Review

Google Rating

5.0

Financial Spectrum - Financial Planners Sydney

5.0

Based on 13 reviews

Sarah Keenan

02:11 31 Jul 19

We've been using Financial Spectrum for a few years after they were recommended by a friend in the finance industry. Brenton, Thomas, Alan and the rest of the team are very thorough, efficient, knowledgeable, ethical, genuine and lovely to deal with. All parts of our financial lives are sorted from superannuation and insurance through to the finance of our businesses.

Allison Heller

04:41 15 Oct 18

Brenton is a smart, savvy and friendly advisor who has worked closely with me to understand my financial drivers and aspirations, and to create a whole new financial trajectory for my future during the past three years.

Rebecca Hanifin

04:55 20 Sep 18

Brenton genuinely cares about his clients. He’s the first adviser that I’ve met that’s taken the time to get to know me and understand my goals, challenges, hopes and fears. He’s very empathetic and there isn’t much I haven’t shared with him! Brenton was able to help me with everything I needed, including developing an investment strategy, switching my super to a fund with lower fees, putting insurances in place to protect my son and I, establishing my will and estate plan and changing my business structure to reduce my tax obligations. Thanks to Brenton, all of the financial tasks that have been hanging over my head for years are now all sorted and it feels great! I have so much more clarity and confidence about my current financial position, what I can achieve in the future and what I need to do to get there.

Michael P

23:41 11 Sep 18

Was sceptical at first but was extremely pleased with every part of my experience. All the staff were friendly and helpful especially Hanna. The planner, Brenton was very knowledgeable and made everything easy for me with little finance knowledge able to understand. Highly recommend for everyone!

Michael Burton

06:33 16 Jul 18

We have been clients of Brendon for over a year now and how our lives have changed. Previously we could see no possible way we would be able to retire comfortably and be debt free, but Brendon gave us a road map to get to that point in four years. Twelve months after committing to follow the his road map to retirement we are on course to our retirement. Thank your once again mate you have given us our lives back.

Terry Stuchfield

07:33 30 Apr 18

If you want a knowledgeable and honest financial advisor you can trust, I recommend you talk to Brenton Tong of Financial Spectrum. About four years ago when I was considering retiring I needed someone to review our financial situation and tell me if we had enough funds to retire. I searched for a financial advisor that was charging a fee for service rather than taking commission for products sold. My search came up with Financial Spectrum and I have been impressed with Brenton and his team ever since.

Next Reviews

Our response to limit the spread of COVID-19 | Read here

Category

Debt

What to do if you’ve been made redundant

6 ways to make money fast

6 essential steps to protect your finances after separation

COVID-19: 7 steps for dealing with financial crisis

COVID-19: 8 money tips to help you survive financially

How to stop living paycheck to paycheck

10 small changes that can bring big rewards in 2020

7 steps to take control of your money in 2020

5 hidden financial mistakes you may be making

How to repair a bad credit rating

Looking for something?

Popular topics

Connect with us

Talk to us

Guaranteed
value

We’re so confident about creating value for you quickly, that we guarantee it with a 100% money-back guarantee.

Arrange a call back

About

Services

Success stories

Resources

Get in touch

Financial Spectrum are proud members of the following associations

Financial Spectrum are proud members of the following associations

Arrange a call back

Our response to limit the spread of COVID-19

Google Review

Register

Looking for something?

Category

Debt

Looking for something?

Popular topics

Connect with us

Talk to us

Guaranteed value

We’re so confident about creating value for you quickly, that we guarantee it with a 100% money-back guarantee.

Arrange a call back

Join our newsletter for free resources and insights

Newsletter

Resources

Get in touch

Arrange a call back

Our response to limit the spread of COVID-19

Google Review

Register

Looking for something?

Guaranteed
value