Personal finance Archives - Financial Spectrum

Personal finance

10 small changes that can bring big rewards in 2020

Discover the small things that you can do today that might make the difference between just getting by and steaming forward financially.

7 steps to take control of your money in 2020

The new year is an ideal time for positive change. Here are 7 simple steps to get better control of your money and achieve your financial goals in 2020.

10 of our best Christmas shopping hacks

It’s easy to save money and still have fun this Christmas with our top Christmas shopping hacks.

12 ways to save this Christmas

Don’t start the new year with a financial headache. Check out our tips for a more affordable Christmas and kick off the new year in control of your money.

What you should do with your money after a divorce settlement

The day has finally come, your divorce is finalised and settlement has gone through. So now what? Here is your guide to help manage your money moving forward.

Get your super consolidated before it’s transferred to the ATO

Avoid loss of future earnings by getting your super accounts consolidated before the ATO takes it by the end of the month.

7 ways to show your partner you’re financially savvy

If your partner is a wizard with finances and you’re, erm, not, it might be time to up your game and show them you can be boss, too. Here are some simple ways to get your head in the game.

6 ways our subconscious affects our spending

Think you’re mindful with your money? Scientists might prove you otherwise with their findings on common human cognitive biases that greatly impact spending behaviour.

5 financial decisions that could save your marriage

It’s a sad reality that money is the leading cause of ruining marriages, and it’s often not a lack of money that’s the problem.

5 ways to help your elderly parents with money

It’s a difficult time for everyone when your ageing parents need help with their finances. But how do you help without appearing like you’re taking over? Here are some tips.

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Google Review

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5.0

Financial Spectrum - Financial Planners Sydney

5.0

Allison Heller

04:41 15 Oct 18

Brenton is a smart, savvy and friendly advisor who has worked closely with me to understand my financial drivers and aspirations, and to create a whole new financial trajectory for my future during the past three years.

Rebecca Hanifin

04:55 20 Sep 18

Brenton genuinely cares about his clients. He’s the first adviser that I’ve met that’s taken the time to get to know me and understand my goals, challenges, hopes and fears. He’s very empathetic and there isn’t much I haven’t shared with him! Brenton was able to help me with everything I needed, including developing an investment strategy, switching my super to a fund with lower fees, putting insurances in place to protect my son and I, establishing my will and estate plan and changing my business structure to reduce my tax obligations. Thanks to Brenton, all of the financial tasks that have been hanging over my head for years are now all sorted and it feels great! I have so much more clarity and confidence about my current financial position, what I can achieve in the future and what I need to do to get there.

Michael P

23:41 11 Sep 18

Was sceptical at first but was extremely pleased with every part of my experience. All the staff were friendly and helpful especially Hanna. The planner, Brenton was very knowledgeable and made everything easy for me with little finance knowledge able to understand. Highly recommend for everyone!

Michael Burton

06:33 16 Jul 18

We have been clients of Brendon for over a year now and how our lives have changed. Previously we could see no possible way we would be able to retire comfortably and be debt free, but Brendon gave us a road map to get to that point in four years. Twelve months after committing to follow the his road map to retirement we are on course to our retirement. Thank your once again mate you have given us our lives back.

Terry Stuchfield

07:33 30 Apr 18

If you want a knowledgeable and honest financial advisor you can trust, I recommend you talk to Brenton Tong of Financial Spectrum. About four years ago when I was considering retiring I needed someone to review our financial situation and tell me if we had enough funds to retire. I searched for a financial advisor that was charging a fee for service rather than taking commission for products sold. My search came up with Financial Spectrum and I have been impressed with Brenton and his team ever since.

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