When we begin to consider property investment there are a multitude of factors to consider and questions that naturally arise. Where do we start? Who do we need to talk to? How do we know which property to buy? How much can we afford? What is negative and positive gearing? What will it cost us each week?
In this eBook we demystify some common questions people have when buying their first investment property, so you can embark on your property investment journey with confidence.





Understanding your goals
Discovering your borrowing capacity
Investment property research
Evaluating your short list
Purchasing an investment property
Tax considerations
Leveraging for the future
Getting the right advice
This ebook is designed to educate and guide you through the process of purchasing your first investment property. By arming yourself with information and doing your research you are giving yourself the greatest chance of success.
We look at property research factors, tax considerations, determining your borrowing capacity and the purchase process so that you can get your foot on the property ladder and build your wealth.
When it came to acquiring a lifestyle underpinned by financial security, Brenton Tong grew up in Sydney hearing, “People like us can’t do things like that.” He’s made a career out of proving that wrong for himself and for all kinds of clients who couldn’t see a way to the life they deserved, however hard they worked. He is now consistently ranked as one of Sydney’s top financial planners (Adviser Ratings).
Financial Spectrum is an independently owned financial planning practice with offices in the Sydney CBD, Bondi Junction and Balmain.
Because we’re independently owned financial planners, we’re not tied to any financial “products” and we reject commissions. Our focus is on delivering genuine value to you, our clients.
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