There are differences between men and women that can change how you approach financial management. From greater life expectancy to disjointed career paths, relationship breakdowns to pay gaps, planning and managing finances for women requires some different considerations.
In this ebook we explain why it’s important for women to take charge of their financial destiny. Whether you’re single, with a partner, a full-time mother or a career high-flyer, it’s never too late to take control and plan for the future.





The financial challenges facing women
Starting out: Building foundations for the future
Mid-life planning: Working smart for the future
The later years: Enjoying the benefits
Getting the right advice
This ebook helps to educate and inspire women of all age and backgrounds to take contol of their finances.
We look at the unique financial challenges many women face and what women can be doing to build a secure future at every life stage.
When it came to acquiring a lifestyle underpinned by financial security, Brenton Tong grew up in Sydney hearing, “People like us can’t do things like that.” He’s made a career out of proving that wrong for himself and for all kinds of clients who couldn’t see a way to the life they deserved, however hard they worked. He is now consistently ranked as one of Sydney’s top financial planners (Adviser Ratings).
Financial Spectrum is an independently owned financial planning practice with offices in the Sydney CBD, Bondi Junction and Balmain.
Because we’re independently owned financial planners, we’re not tied to any financial “products” and we reject commissions. Our focus is on delivering genuine value to you, our clients.
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