Is a financial advisor really worth the cost?

This is a question many of us ask at times.  Australians are great at doing things ourselves and getting on with it, but do you really want to do that with your finances? How would you like to retire comfortably, without financial worries?  What about finding ways to invest which suit you and fit with your lifestyle?

A good financial advisor will listen to your lifestyle, your goals and your financial situation. By taking the time to truly understand your needs they’ll be able to assist you in making your dreams a reality by offering personalised financial advice tailored to you. Here are a few ways they can help.

Get real about your finances

When is the last time you sat down and looked at how much you’re earning and spending plus how you can achieve your goals? Many Australians avoid this which results in numerous lost opportunities to save more and invest for the future.

You probably dream of a new home, renovations, upgrading the car, an investment property or overseas holiday. Sitting down with a financial advisor and getting real about your finances will enable you to get the advice you need, plus put a plan in place to see you achieve these goals.

Professional advice tailored to you

Joe down at the pub or Suzy from work might have sorted their budget thanks to a good book or because they saw something on TV, but that doesn’t mean what they are doing is right for you.  Would you trust Joe or Suzy to fix your car, do surgery on you or represent you in court? No. So why would you trust their advice when it comes to your money?

A good financial advisor will give you advice based on what you tell them about your goals as well as your current circumstances.  They will go over your finances with you in detail and work out what you need to do.  You’ll get a plan of action which is tailored specifically to you, not what Suzy read in a book.

The more in control of your finances you are and the more tailored advice you get about your money, the better off you will be.

Help with making decisions

All those financial decisions, questions and things you don’t know can be answered by your financial advisor. For example, should you fix your home loan or keep it variable? Is a holiday home the right investment for you or how do you start investing?

Everyone’s goals and financial circumstances are different, as is your knowledge about financial matters.  Working with a financial advisor means you have an experienced, qualified professional to turn to who genuinely wants to help you succeed financially.  Ask them any question and get advice to help you make decisions from buying your first home, through to an investment property or superannuation.

Having a good relationship with a financial advisor will not only set you up financially, it means when anything happens which changes your life such as a redundancy, a bonus or having a baby, they can help you make decisions and keep you on track financially.

Tips to get the most out of your money

While you might be great with your budget or have already started investing, wouldn’t it be nice to make your money go even further?  Along with simple tips to help you save more, an advisor can help you avoid the biggest mistakes new investors make and instead ensure you are investing properly according to your goals and lifestyle choices.

Given how many different aspects there are to our finances and opportunities to get bonus money, invest smarter, and take advantage of tax breaks in Australia, it’s a good idea to get advice. Speak with someone who lives and breathes finances, who works in this every day and knows all the details about every incentive, bonus and tax break, as well as proven strategies to help you maximise your money.

Confidence in your future

When your finances are taken care of, your mortgage is getting paid, you’re investing for your future and know you will be able to retire comfortably as well as take those holidays or upgrade the car if you want, you can relax. Having a professional give you advice means you don’t need to spend your time researching and trying to make sense of every little financial detail, law and issue in Australia.  You can work with them to create a plan, put your money to work and relax knowing you are on the right track.

A financial planner who gives genuine, honest, personal advice is rare, but worth finding because there are so many elements of your life they can help with. Look for someone who isn’t focused on commissions or other third party incentives because if they are focused on them, they can’t truly be focused on you!

You may also like

Is your money mindset holding you back?

Your subconscious beliefs around money form the foundation for your financial success so it’s important they’re not hindering your future.

Read more

6 hacks that boost your health and bank balance at the same time

Is it possible to hack your both physical health and the health of your bank account at the same time? Read on to find out.

Read more
Talk to us


We’re so confident about creating value for you quickly, that we guarantee it with a 100% money-back guarantee.

Call us for a free strategy session
Untitled-2 Untitled-2

Arrange a call back

Google Review

Google Rating


Looking for something?