The team at Financial Spectrum are A++. I wouldn't trust anyone else.
Mark, Sydney
FIRE involves saving and investing as much of your income as possible to achieve financial freedom before the age of 40, or the standard retirement age. The goal of implementing FIRE finance strategies is to live off your investments, without the need for a regular income stream, like a salary.
FIRE participants traditionally save up to 70 percent of their annual income and withdraw 4 percent of these savings annually during retirement to cover living expenses. This is known as the 4 percent rule. For instance, if you saved $1 million for retirement, you would withdraw and live off $40,000 for the year.
If using FIRE for early retirement is appealing to you, getting professional help to create a solid strategy can help you reach your retirement goals faster.
The talented team at Financial Spectrum can help you by constructing a customised plan to achieve your retirement goals, selecting and managing your investments, implementing tax minimisation strategies, mitigating risk and developing a retirement plan.
We’ll start by helping you design what an ideal retirement looks like for you. We’ll then work backwards to establish how much you need to save. This will then determine the saving and investment strategies to fast track your way to retiring early.
But we don’t stop there. Think of us as your financial coach. We often get distracted in life and find ourselves in a very different place than we hoped for. Financial Spectrum will be there to keep you on track and accountable to your FIRE goals.
We’ll give you confidence (and help you avoid costly mistakes) by helping you make informed, smart decisions. And we’ll keep you accountable because we’re not afraid to lean into hard conversations when we need to. But overall, you’ll have the security of being cared for by experts whose goal is to help you reach yours.
We’re so confident about creating value for you quickly, that we guarantee it with a 100% money-back guarantee.
Find out how with your free strategy session.
We’re so confident about creating value for you quickly, that we guarantee it with a 100% money-back guarantee.
Book a complimentary financial strategy session.
Financial Spectrum Pty Ltd,
ABN 65 164 212 524
Corporate Authorised Representative of Climb Wealth Pty Ltd, Licence 409424
The Information provided is general in nature only and does not constitute personal financial advice. The information has been prepared without taking into account your personal objectives, financial situation or needs. Before acting on any information presented you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. We highly recommend you seek professional advice to check how the information relates to your unique circumstances. Financial Spectrum is not liable for any loss caused, whether due to negligence or otherwise, arising from the use of, or reliance on, the information provided.
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