FINANCIAL PLANNING SERVICES

Share Investing

Investing in the share market is one of the most common ways Australians build wealth outside of superannuation.

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What is share investing?

Share investing, also known as stock investing, is the process of buying ownership shares in publicly listed companies through a stock exchange.

When you purchase shares, you become a partial owner of the company and are entitled to a portion of its profits in the form of dividends. The value of your shares can fluctuate based on various factors, including the company’s performance, industry trends, and overall market conditions.

How do I invest in shares?

Investing in shares can be a daunting task, as it involves selecting the right shares for your portfolio based on factors like perceived value, long-term growth, or income stream. One option is to own shares individually, but you can also opt for a managed fund where your money is pooled with other investors, and decisions are made by professionals.

Choosing from numerous managed funds can be overwhelming, but a Financial Spectrum can help you build a simple, diversified portfolio.

How do I know if investing in the sharemarket is right for me?

When considering share investing, it is crucial to assess your individual circumstances and align it with a long-term investment and wealth creation strategy. Evaluating your goals, risk tolerance, and investment horizon is essential to make informed decisions. Shares are a volatile asset class, so if you have short-term financial needs, like buying a home in the next five years, investing in shares may not be suitable.

It’s important to avoid the hype, media or other people’s opinions at barbeques and work out if share investing is the right investment strategy for you.   A Financial Spectrum financial planner can analyse the structural, borrowing, taxation, and cash flow aspects of share investing to guide you on whether share investing is appropriate for your unique situation.

Let Financial Spectrum help with share investing

Investing in the share market should always form part of a long-term investment and wealth creation strategy. As with all investments, you should consider your lifestyle goals and what you’re trying to achieve from the investment.  At Financial Spectrum, we’ll help you do just that and create a diversified investment strategy to grow your wealth and make your goals a reality.

Perhaps most importantly, we’re privately owned and don’t accept commissions so we’re not obliged to sell certain products. This means we can offer you a full suite of investment opportunities and objective unbiased advice.

How we work with you

Investing in the share market doesn’t have to be complex. At Financial Spectrum, we make share investing a simple and effective process. Our transparent and proactive approach is designed to educate and empower you, ensuring that you stay confident and in control even during market fluctuations.

We demystify the complexities of share investing, enabling you to make informed decisions and achieve your financial goals with ease. With our guidance, you can navigate the share market with confidence and maximise your investment potential.

WE'RE AWARD WINNING FINANCIAL PLANNERS AND ADVISORS

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Results

The team at Financial Spectrum are experts in a complex area: specialising in creating financial solutions for up and coming young executives. They recognise that this group have special needs, and their wealth creation strategies and tax solutions are tailored specifically to suit. They are about strategy, not just products....
Toby, Sydney
Brenton Tong was a huge help managing the financial aspects of our relocation to Australia. Professional honest advice from transferring money to purchasing our home.  Brenton was there to advise us through each step making this transition seamless and worry free. Thank you, Brenton, your advice was very much appreciated....
Fran and Kevin, Perth
Brenton's guidance and an "always on" service approach has been absolutely fantastic for my family and I. His friendly, proactive and strategic advice is always clearly explained and backed up by his support team who have been impeccable in looking after our requirements. I would recommend talking to them for...
Luke, Sydney
Was sceptical at first but was extremely pleased with every part of my experience. All the staff were friendly and helpful especially Hanna. The planner, Brenton was very knowledgeable and made everything easy for me with little finance knowledge able to understand.  Highly recommend for everyone!
Michael, Sydney
The team at Financial Spectrum have been a huge help to my wife and I. Our planner has given really helpful advice including the development of a SMSF. We feel like he has taken considerable time to understand our unusual circumstances and has tailored to them. We feel understood, significantly...
Chris and Kerry, Sydney
After talking to four financial planning firms, we engaged Greg from Financial Spectrum to help develop our first financial/ wealth planning strategy. We've found his advice to be quite strategic, realistic and on-point such that it thoroughly considers our short-term and long-term goals. I especially appreciate Greg taking our adhoc...
Nakul, Sydney

Results

Brenton's guidance and an "always on" service approach has been absolutely fantastic for my family and I. His friendly, proactive and strategic advice is always clearly explained and backed up by his support team who have been impeccable in looking after our requirements. I would recommend talking to them for...
Luke, Sydney
We cannot thank you enough for your fantastic investment advice. We could not have imagined four years ago that our $40,000 investment would now be worth $250,000. Thank you to our financial planner!
Sid and Melanie, NSW
The team at Financial Spectrum are experts in a complex area: specialising in creating financial solutions for up and coming young executives. They recognise that this group have special needs, and their wealth creation strategies and tax solutions are tailored specifically to suit. They are about strategy, not just products....
Toby, Sydney
Brenton Tong was a huge help managing the financial aspects of our relocation to Australia. Professional honest advice from transferring money to purchasing our home.  Brenton was there to advise us through each step making this transition seamless and worry free. Thank you, Brenton, your advice was very much appreciated....
Fran and Kevin, Perth
The team at Financial Spectrum have been a huge help to my wife and I. Our planner has given really helpful advice including the development of a SMSF. We feel like he has taken considerable time to understand our unusual circumstances and has tailored to them. We feel understood, significantly...
Chris and Kerry, Sydney
We have been clients of Brendon for over a year now and how our lives have changed. Previously we could see no possible way we would be able to retire comfortably and be debt free, but Brendon gave us a road map to get to that point in four years....
Michael, Sydney

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Frequently asked questions

It is possible to buy shares with as little as $100!  However as a rule of thumb, it’s best to wait until you have about $2,000 before starting to invest in the sharemarket.  When you buy or sell shares, you will have to pay a brokerage fee, in addition to the amount of money you spend on the shares themselves. This means the less you invest, the higher the costs will be as a percentage of your total investment and investing small amounts may not be worthwhile.

To safeguard your investments in the share market, diversification is key. By building a well-diversified portfolio across different industry sectors, you can leverage the strengths of various companies and mitigate risks associated with individual sectors. A simple way to diversify is investing in managed funds, where professionals handle a range of assets on your behalf, provides a simple and effective way to further diversify and reduce risk in your portfolio.

Investing in the share market and property are common ways to build wealth outside of superannuation, and the choice between the two is often debated. However, there are misconceptions to address. Property is not always the safest investment, and the stock market is not like a casino. The best choice depends on your individual situation. Property requires a substantial deposit, while share investing can start with as little as $2,000 and offers liquidity. Consider factors like structural, borrowing, taxation, and cash flow aspects, as well as your investment horizon. Seeking advice from a financial planner can help you determine which option suits you best.

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