FINANCIAL PLANNING SERVICES

Share Investing

Investing in the share market is one of the most common ways Australians build wealth outside of superannuation. It offers opportunities to grow your capital through dividends and share price appreciation, making it an integral part of a diversified long-term wealth-building strategy.
Shares provide access to the performance of companies across different sectors and regions, enabling investors to build wealth through both income and growth over time.

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What is share investing?

Share investing, also referred to as equity investing , is the process of buying ownership shares in publicly listed companies through a stock exchange such as the ASX (Australian Securities Exchange).
When you purchase shares, you become a partial owner of the company and may receive dividends as well as benefit from potential increases in share value. Share prices can fluctuate based on company performance, market trends, and broader economic factors. Investing in shares allows you to participate in the long-term growth of businesses in Australia and internationally.

How do I invest in shares?

Investing in shares can feel overwhelming , as it involves choosing investments based on value, growth potential, or income . You can buy individual shares directly or invest through managed funds or exchange-traded funds (ETFs), where your money is pooled with other investors and managed professionally.
Choosing from a wide range of options can be challenging , but a Financial Spectrum can help you build a simple, diversified portfolio. With expert guidance , you can explore strategies to maximise returns and manage risk  while growing your share investments.

How do I know if investing in the share market is right for me?

Before investing in shares, it’s essential to assess your personal circumstances, including your financial goals, risk tolerance, and time horizon. Shares are a growth asset class with short-term volatility, so they may not be suitable if you need access to funds in the near future for things like repaying loans or buying a home.
Avoid being influenced by media hype or casual conversations. Instead, focus on whether share investing aligns with your individual strategy .   A Financial Spectrum financial planner can assess the structural, borrowing, taxation, and cashflow aspects of investing in shares to determine if it suits your needs. By tailoring strategies to your goals, we help you invest with confidence.

Let Financial Spectrum help with share investing

Investing in the share market should form part of a comprehensive, long-term financial strategy.. You should always consider your lifestyle goals and what you want to achieve from the investment. At Financial Spectrum, we’ll help you do just that by developing a tailored, diversified investment plan designed to grow your wealth and support your financial aspirations.
Most importantly, we’re privately owned and don’t accept commissions so we’re not tied to any products . This allows us to provide a full range of share investment opportunities backed by  objective, unbiased advice. Our experienced team will ensure your share investments align with your broader financial plan and help you maximise your wealth potential.

How we work with you

Investing in the share market doesn’t have to be complex. At Financial Spectrum, we make  the process simple and effective . Our transparent and proactive approach is designed to educate and empower you, ensuring that you stay confident and in control even during market fluctuations.
We simplify  the complexities of share investing and support you in making informed decisions. With our expert guidance, you can approach the share market with clarity and build wealth over time.

WE'RE AWARD WINNING FINANCIAL PLANNERS AND FINANCIAL ADVISORS

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Results

Finding the right financial adviser was challenging in a saturated industry full of biased advice and product-pushing, but Brenton from Financial Spectrum was honest, logical, and refreshing. I now have clarity on growing my net worth with genuine and logical guidance — no false promises, just results that surpass anything...
Blake, Central Coast
We needed direction, including making decisions about investing in Australia or Ireland, where we’re from. Financial Spectrum has the experience to help us to decide on the right thing to do. And we were able to pay for the advice from our superannuation, which made a massive difference.
Brid, Sydney
After talking to four financial planning firms, we engaged Greg from Financial Spectrum to help develop our first financial/ wealth planning strategy. We've found his advice to be quite strategic, realistic and on-point such that it thoroughly considers our short-term and long-term goals. I especially appreciate Greg taking our adhoc...
Nakul, Sydney
I can already see why you and your colleagues at Financial Spectrum have the customer reviews you do, and I imagine it only gets more impressive from here on out.
Heidi, Sydney
Highly recommended team of advisors.
Caroline, Sydney
We have been clients of Brendon for over a year now and how our lives have changed. Previously we could see no possible way we would be able to retire comfortably and be debt free, but Brendon gave us a road map to get to that point in four years....
Michael, Sydney

Results

After choosing Financial Spectrum as my financial adviser I have a better understanding of my financial situation. Their expertise and industry knowledge have equipped me to develop clear goals and a step-by-step plan to achieve them. It was daunting with the complexities of my trust and company structure, but Financial...
Jake, NSW
Brenton's guidance and an "always on" service approach has been absolutely fantastic for my family and I. His friendly, proactive and strategic advice is always clearly explained and backed up by his support team who have been impeccable in looking after our requirements. I would recommend talking to them for...
Luke, Sydney
I can already see why you and your colleagues at Financial Spectrum have the customer reviews you do, and I imagine it only gets more impressive from here on out.
Heidi, Sydney
Brenton and the team at Financial Spectrum are genuine honest and friendly financial planners if you're in need of any advice on your finances.  Do not hesitate to contact Brenton. He takes the time to ask you questions first, rather than rushing you like most other planners do!  I took...
KD, Sydney
Was sceptical at first but was extremely pleased with every part of my experience. All the staff were friendly and helpful especially Hanna. The planner, Brenton was very knowledgeable and made everything easy for me with little finance knowledge able to understand.  Highly recommend for everyone!
Michael, Sydney
Brenton, Julie, Thomas and his team of experts have been my advisors for 3 years through both the growth of my business and how that relates to my personal financial position. I cannot recommend them enough. Brenton is a great listener and very creative thinker and has a way of...
Leigh, Sydney

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Frequently asked questions

It is possible to buy shares with as little as $100!  However as a rule of thumb, it’s best to wait until you have about $2,000 before starting to invest in the sharemarket.  When you buy or sell shares, you will have to pay a brokerage fee, in addition to the amount of money you spend on the shares themselves. This means the less you invest, the higher the costs will be as a percentage of your total investment and investing small amounts may not be worthwhile.

To safeguard your investments in the share market, diversification is key. By building a well-diversified portfolio across different industry sectors, you can leverage the strengths of various companies and mitigate risks associated with individual sectors. A simple way to diversify is investing in managed funds, where professionals handle a range of assets on your behalf, provides a simple and effective way to further diversify and reduce risk in your portfolio.

Investing in the share market and property are common ways to build wealth outside of superannuation, and the choice between the two is often debated. However, there are misconceptions to address. Property is not always the safest investment, and the stock market is not like a casino. The best choice depends on your individual situation. Property requires a substantial deposit, while share investing can start with as little as $2,000 and offers liquidity. Consider factors like structural, borrowing, taxation, and cash flow aspects, as well as your investment horizon. Seeking advice from a financial planner can help you determine which option suits you best.

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