FINANCIAL PLANNING SERVICES

Strategic Financial Planning

It’s great to have hopes, dreams and aspirations for what you want to achieve in your life. But without a financial plan, it may be difficult to reach them. A well-crafted financial plan is the foundation for turning your life goals into a reality.

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What is strategic financial planning?

Strategic financial planning is creating a custom-designed road map to achieve all you want to out of life.   It helps you focus the way you manage your money and your time on reaching your financial goals so that you can do the things you want to in your life. It allows you to dream big, but also take concrete steps to achieve those dreams.

Your tailored pathway to success

Strategic financial planning is about understanding you, what you want in the future and modelling different strategies to get you where you want to be.  It’s essentially life planning but going one step critical step further and planning the financial means to ensure you actually reach your goals.

Why you need a financial plan

Without a financial plan, it’s easy to get lost amidst life’s challenges and miss the opportunities that come your way. Preparing for major life events, such as purchasing a home or funding your children’s education, requires careful financial planning. Our services will help you save for significant milestones and secure your family’s future, allowing you to navigate life’s journey with confidence and peace of mind.

Strategic financial planning with Financial Spectrum

At Financial Spectrum, our commitment to understanding your unique circumstances sets us apart. We take the time to know you – your values, family dynamics, career and business aspirations, and the lifestyle you envision. By forming a deep connection, we can create a financial strategy that aligns with your personal goals.

We’ll also discuss your current financial situation and any challenges you’re facing.  Our aim is to balance the lifestyle you want to live now, limiting stresses and growing your wealth to create freedom in the future.

How we work with you

Once we know what’s important to you, our strategic financial planning process involves comprehensive scenario modelling using state-of-the-art proprietary research and tools. We help you visualise the impact of different decisions, such as buying a home versus an investment property, choosing between public or private education for your children, or planning for early retirement.

You will be able to make decisions with clarity and confidence, enabling us to refine your financial strategy and prepare a comprehensive Statement of Advice. This detailed document contains our recommendations and a step-by-step explanation of how you can enhance your financial situation.

We understand that the implementation of your financial plan can be overwhelming. That’s why we work hand-in-hand with you to make the process stress-free. Our team will support you in putting your financial plan into action, ensuring you stay on track to achieve your goals.

WE'RE AWARD WINNING FINANCIAL PLANNERS AND ADVISORS

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Results

Brenton Tong was a huge help managing the financial aspects of our relocation to Australia. Professional honest advice from transferring money to purchasing our home.  Brenton was there to advise us through each step making this transition seamless and worry free. Thank you, Brenton, your advice was very much appreciated....
Fran and Kevin, Perth
Brenton and the team at Financial Spectrum are genuine honest and friendly financial planners if you're in need of any advice on your finances.  Do not hesitate to contact Brenton. He takes the time to ask you questions first, rather than rushing you like most other planners do!  I took...
KD, Sydney
We were referred to a financial planner at Financial Spectrum by a friend of ours. We are so glad that we contacted them. We can honestly say that booking that first appointment was a turning point in our lives.
Patrick and Louise, Sydney
Professional and efficient service. Not all financial planners are good with people under 35 yrs old, but Financial Spectrum is.
Issa, Sydney
Financial Spectrum never tried to sell me something. They asked me the right questions; they listened; and they’ve educated me. Now they’re where I send my friends and colleagues who need financial advice they can trust.
Emma, Sydney
Brenton Tong from Financial Spectrum is one of the most passionate of financial planners I have met through my accounting network. Brenton’s knowledge on markets, property, superannuation and the world economy is amazing which gives me the greatest confidence in referring my client to Brenton for wealth creation strategy and...
Rozalin, Sydney

Results

Our Financial Planner seems to know everyone and have a fair grasp of everything financial. Having spoken with innumerable financial advisors over the years, he is the only one that we had confidence in. As well as being an expert in his field, he is also a great guy making...
Chris, Sydney
I initially spent a lot of time trying to find the right financial adviser, as the industry is completely saturated and everything I've previously was told has a specific agenda behind to it, pushed a certain product that benefited the adviser or just didn't make sense.  I found dealing with...
Blake, Central Coast
We have been working with Spectrum Financials for a number of years. As a young couple thinking about marriage and starting a family were wanting some guidance for long term planning. After researching a number of financial advisors we decided to go with Brenton and his team due to their...
Duncan and Rebecca, Sydney
I was referred to Financial Spectrum by my long term accountant. We knew that we needed to get strategic help and to put some structure to our finances. Financial Spectrum collaborated with us to develop well-defined goals and a financial strategy to match. The Financial Spectrum team is extremely knowledgeable,...
Richard, Sydney
After talking to four financial planning firms, we engaged Greg from Financial Spectrum to help develop our first financial/ wealth planning strategy. We've found his advice to be quite strategic, realistic and on-point such that it thoroughly considers our short-term and long-term goals. I especially appreciate Greg taking our adhoc...
Nakul, Sydney
Greg Suefong has turned my life around. I'd been searching for someone like Greg for a while and had spoken to various professionals, but all were disappointing. However, from the first consultation I knew Greg was "the one" and I signed up straight away without hesitation. He understood my unique...
Michelle, Sydney

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Frequently asked questions

It’s a common misconception that you need to be wealthy to see a financial adviser.  While we help many clients with complex financial needs, we also have plenty of clients who have never seen a financial adviser before deciding to work with us.  Many people come to us for help with a strategy for better day-to-day saving, buying their first home or starting a family.  They know they could be managing their money better or achieving their goals faster, so seek out our expertise.

Financial advisors can give you an “edge” on your future.  By working with a financial advisor you may be able to achieve more than you ever thought possible or reach your goals faster.  Financial planners are likely to know ways to get you to where you want to be that you may not have considered or even know about.  They also help you take control of your money and give you confidence in your future.

Working with a financial planner to create a financial plan can help you make smarter decisions with your money.  By modelling out the impact of different options you will be able to make decisions with clarity and confidence.  Not only will give you a financial edge and help you get to where you want to be faster, but it also provides numerous other benefits such as improved health due to less stress and happier relationships from being aligned on money matters.

Changes in your personal situation, financial markets and legislation occur all the time. Just considering your personal situation alone, there are many life events that can impact your financial plan.  For example, having a baby, starting a business, receiving an inheritance, or being made redundant.  It’s therefore important that we review your portfolio and personal circumstances regularly so that you can stay on track to achieving your goals.

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