FINANCIAL PLANNING SERVICES

Strategic Financial Planning

It’s great to have hopes, dreams and aspirations for what you want to achieve in your life. But without a financial plan, it may be difficult to reach them. A well-crafted financial plan is the foundation for turning your life goals into a reality.

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What is strategic financial planning?

Strategic financial planning is creating a custom-designed road map to achieve all you want to out of life.   It helps you focus the way you manage your money and your time on reaching your financial goals so that you can do the things you want to in your life. It allows you to dream big, but also take concrete steps to achieve those dreams.

Your tailored pathway to success

Strategic financial planning is about understanding you, what you want in the future and modelling different strategies to get you where you want to be.  It’s essentially life planning but going one step critical step further and planning the financial means to ensure you actually reach your goals.

Why you need a financial plan

Without a financial plan, it’s easy to get lost amidst life’s challenges and miss the opportunities that come your way. Preparing for major life events, such as purchasing a home or funding your children’s education, requires careful financial planning. Our services will help you save for significant milestones and secure your family’s future, allowing you to navigate life’s journey with confidence and peace of mind.

Strategic financial planning with Financial Spectrum

At Financial Spectrum, our commitment to understanding your unique circumstances sets us apart. We take the time to know you – your values, family dynamics, career and business aspirations, and the lifestyle you envision. By forming a deep connection, we can create a financial strategy that aligns with your personal goals.

We’ll also discuss your current financial situation and any challenges you’re facing.  Our aim is to balance the lifestyle you want to live now, limiting stresses and growing your wealth to create freedom in the future.

How we work with you

Once we know what’s important to you, our strategic financial planning process involves comprehensive scenario modelling using state-of-the-art proprietary research and tools. We help you visualise the impact of different decisions, such as buying a home versus an investment property, choosing between public or private education for your children, or planning for early retirement.

You will be able to make decisions with clarity and confidence, enabling us to refine your financial strategy and prepare a comprehensive Statement of Advice. This detailed document contains our recommendations and a step-by-step explanation of how you can enhance your financial situation.

We understand that the implementation of your financial plan can be overwhelming. That’s why we work hand-in-hand with you to make the process stress-free. Our team will support you in putting your financial plan into action, ensuring you stay on track to achieve your goals.

WE'RE AWARD WINNING FINANCIAL PLANNERS AND ADVISORS

Case Study

Who we helped

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How we helped them

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Results

Professional and efficient service. Not all financial planners are good with people under 35 yrs old, but Financial Spectrum is.
Issa, Sydney
I have been extremely happy with the service Financial Spectrum has provided. I would gladly recommend them to anyone wanting a truly talented group of financial planners on their side.
Sam, NSW
Brenton and the team at Financial Spectrum are genuine honest and friendly financial planners if you're in need of any advice on your finances.  Do not hesitate to contact Brenton. He takes the time to ask you questions first, rather than rushing you like most other planners do!  I took...
KD, Sydney
We have been working with Spectrum Financials for a number of years. As a young couple thinking about marriage and starting a family were wanting some guidance for long term planning. After researching a number of financial advisors we decided to go with Brenton and his team due to their...
Duncan and Rebecca, Sydney
After a lot of research I chose Brenton Tong as my financial advisor. I had interviewed a lot of planners and was really impressed by his knowledge and technical skills as well as his ethics. The support staff are very helpful. Nothing is too much trouble. A great team.
Kieran, Sydney
Really impressed with Brenton and his team. Friendly, responsive, professional service. Takes the stress out of (and adds excitement to) planning for our future.
Alex, Sydney

Results

If you want a knowledgeable and honest financial advisor you can trust, I recommend you talk to Brenton Tong of Financial Spectrum. About four years ago when I was considering retiring I needed someone to review our financial situation and tell me if we had enough funds to retire. I...
Terry, Sydney
We have been clients of Brendon for over a year now and how our lives have changed. Previously we could see no possible way we would be able to retire comfortably and be debt free, but Brendon gave us a road map to get to that point in four years....
Michael, Sydney
We cannot thank you enough for your fantastic investment advice. We could not have imagined four years ago that our $40,000 investment would now be worth $250,000. Thank you to our financial planner!
Sid and Melanie, NSW
Financial Spectrum never tried to sell me something. They asked me the right questions; they listened; and they’ve educated me. Now they’re where I send my friends and colleagues who need financial advice they can trust.
Emma, Sydney
We needed direction, including making decisions about investing in Australia or Ireland, where we’re from. Financial Spectrum has the experience to help us to decide on the right thing to do. And we were able to pay for the advice from our superannuation, which made a massive difference.
Brid, Sydney
I have really enjoyed working with Brenton and the Financial Spectrum team. Meeting with Brenton has provided us with value that spans well beyond just purchasing an insurance product. He has provided fantastic guidance in our wealth building journey and has been a great contribution to both my partner and...
Nicole, Sydney

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Frequently asked questions

It’s a common misconception that you need to be wealthy to see a financial adviser.  While we help many clients with complex financial needs, we also have plenty of clients who have never seen a financial adviser before deciding to work with us.  Many people come to us for help with a strategy for better day-to-day saving, buying their first home or starting a family.  They know they could be managing their money better or achieving their goals faster, so seek out our expertise.

Financial advisors can give you an “edge” on your future.  By working with a financial advisor you may be able to achieve more than you ever thought possible or reach your goals faster.  Financial planners are likely to know ways to get you to where you want to be that you may not have considered or even know about.  They also help you take control of your money and give you confidence in your future.

Working with a financial planner to create a financial plan can help you make smarter decisions with your money.  By modelling out the impact of different options you will be able to make decisions with clarity and confidence.  Not only will give you a financial edge and help you get to where you want to be faster, but it also provides numerous other benefits such as improved health due to less stress and happier relationships from being aligned on money matters.

Changes in your personal situation, financial markets and legislation occur all the time. Just considering your personal situation alone, there are many life events that can impact your financial plan.  For example, having a baby, starting a business, receiving an inheritance, or being made redundant.  It’s therefore important that we review your portfolio and personal circumstances regularly so that you can stay on track to achieving your goals.

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We’re so confident about creating value for you quickly, that we guarantee it with a 100% money-back guarantee.

Book a complimentary financial strategy session.