Your financial spectrum is unique to you. Uncovering it doesn’t start by measuring you up for life insurance. It starts by knowing what questions to ask then listening to the answers.
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We all have our own relationship with money. Whether we grew up with or without it. How our parents reacted to money. Have we found it hard to come by but easy to spend? Or is it the other way around?
Understanding your relationship with money is fundamental to how we will tailor a financial plan that fits you.
You might work in a similar job, be the same age and have the same number of children as someone else, but you’re an individual, not a category. There’s no such thing as a pre-packaged plan that’s just right for you. You aren’t a “Portfolio Maximiser” or an “Investment Property Magnate”.
A template is only a path to someone else’s ideal future.
You need to take charge of your own plan to get to your own future. When you’re striding along on your own path, you don’t have to worry about what everyone else is doing.
In short, don’t be surprised when you meet us that it takes a while before we’re talking about money. We want to know about your history, your family, your lifestyle, your career and your lifestyle aspirations.
Then we can start planning for your very best future. That will include working through models based on your current situation and what you’ve told us about your hopes for the years ahead. We’ll consider every eventuality by talking about a range of outcomes based on different inputs and scenarios.
Our financial planners are backed by our highly qualified accountants. You get a single team that looks at the whole picture and has all the skills needed to create and implement your financial plan.
We provide strategic, practical and prudential advice across all aspects of accounting, tax, audit and business advisory.
Trump; China; Brexit — the world changes. Promotion; new home; new school for the kids — our life changes. Sometimes it goes to plan; sometimes it takes unexpected turns. We’re there for you to make sure your financial plan and your portfolio are always in sync with the economy and your personal circumstances.
Our ongoing maintenance package gives you the peace of mind to know that you’re on course. Every year, we’ll review, report and discuss your plan. Then we’ll take your decisions and implement any changes for you. And right through the year we’re only ever a phone call or email away, whatever you need to discuss. Our time is your time.
Everything is in the open with Financial Spectrum. We are privately owned financial planners with no links whatsoever to banks or financial institutions. We charge a simple fee for our time and advice, and we reject all commissions. That way our advice is always uncompromised.
Our fee is based on service, not on whether we’re advising you about growing $50,000 or $5,000,000. Each and every client’s financial future is equally important. We’re certain we can deliver immediate, measurable savings to you well over and above what you invest in our advice. We’re so certain that we back that claim with a complete money-back guarantee. If our statement of advice doesn’t show clearly how we’ll save you more than you’ve invested in our advice, we’ll refund 100% of our fees immediately and without question
Financial Spectrum Pty Ltd,
ABN 65 164 212 524
Corporate Authorised Representative of Climb Wealth Pty Ltd, Licence 409424
The Information provided is general in nature only and does not constitute personal financial advice. The information has been prepared without taking into account your personal objectives, financial situation or needs. Before acting on any information presented you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. We highly recommend you seek professional advice to check how the information relates to your unique circumstances. Financial Spectrum is not liable for any loss caused, whether due to negligence or otherwise, arising from the use of, or reliance on, the information provided.
© 2021 Financial Spectrum
